Buy apartment Maldives investment – an opportunity accessible to all affluent individuals. Many dream of owning real estate on a paradise island. In 2025, apartment prices in Malé rose by 18%. But this isn’t just about investment – living here grants VIP status and generates passive income from $4,000/month. Let's explore real options without the marketing fluff.
Types of Apartments: What to Choose?
Airbnb income apartments in the Maldives are so comfortable that they meet the demands of even the most discerning buyers. Let’s take a closer look at the available options:
Skyscrapers in Malé
A great choice for investors.
Prices start at $350,000 for 60 m²
Pros:
- High liquidity (ideal for renting to diplomats/expats, great returns)
- Full infrastructure (schools, hospitals, etc.)
Cons:
No “wow” views (often just other buildings outside the window)
Residences on Artificial Islands (Hulhumalé)
The biggest trend of 2025 – green technologies and private beaches.
Example: Hulhumalé Central Park Residence – 2BR for $550K
Green technologies are key in the development of these residences, helping reduce environmental impact and ensure sustainability.
Residences come equipped with energy-efficient systems: LED lighting, eco-friendly A/C units, and low-energy appliances. Automated systems adjust energy use based on weather and needs. Plus, smart water management systems are included.
Aparthotels
Aparthotels are an excellent choice for generating passive income.
How it works:
You buy — a management company rents it out for you (no hassle finding tenants yourself).
Guaranteed returns: 6–8% annually
Key benefits:
- High rental income – Maldives is a popular tourist destination with steady demand
- Personal use – stay during holidays
- Value appreciation – real estate here typically increases in value
- Managed by a professional company – no need to handle anything yourself
- Prestigious asset – own property in a dream location
Best residence permits Maldives let you enjoy the island’s beauty and live there year-round.
Top Projects: Savya Stars, The Marina Residence
Savya Stars
- Location: Hulhumalé (an artificial island growing as a smart city)
- Type: Branded residences / Serviced apartments
- Prices: From ~$300,000 for 1BR
Key features:
- Modern architecture, premium finishes
- Smart home tech, energy-efficient systems
- Private beach access
- Gym, spa, pool, restaurant
- Managed by a professional company with returns up to 8%
Ideal for: Investors or individuals planning to live or vacation in a premium, turnkey location.
The Marina Residence
- Location: Hulhumalé, near the yacht marina and beach
- Type: Mixed-use development (residential + commercial)
- Prices: From ~$250,000 for studios, from $450,000 for 2BR
Key features:
- Ocean or yacht club views
- Nearby cafés, boutiques, promenade
- Underground parking
- Lounge areas, pool, 24/7 security
- High tourism and rental potential
Ideal for: Investors, freelancers, and digital nomads seeking an active waterfront lifestyle with urban convenience.
3 Reasons to Buy Now
Buy apartment Maldives investment will surely pay off. Here are some reasons to act now:
1. Residency by Investment
To qualify, purchase property worth at least $250K and hold it for 5 years.
Bonus perks: visa-free access to 90 countries, 0% tax on foreign income.
2. Strong Rental Potential
Let’s be specific:
Long-term rent of a 1BR apartment: ~$2,500/month
Airbnb premium apartments: ~$500/night
3. Capital Preservation
Maldives property tax for foreigners is another reason to invest. These assets protect your capital from inflation.
USD to Maldivian Rufiyaa has been stable for over a decade. Property values are expected to rise, allowing profitable resale.
Also, demand outpaces supply by 3:1 in the Maldives.
Malé City Apartments: More Pros Than Cons
The benefits are clear:
- Strong investment potential
- High rental demand
- Real passive income
- Luxurious vacation at your own island spot
- Easier visa access for property owners
What Developers Won’t Tell You
Buying apartments in the Maldives is a smart move — but it’s essential to understand a few hidden pitfalls.
Foreign Ownership Restrictions
Foreigners can only buy property in specific zones like Hulhumalé and Thilafushi.
Another rule: foreigners are only offered units on upper floors (starting from the 8th) — not suitable for everyone.
Since the 2020s, the Maldives began allowing private investments in branded residences/serviced apartments, but:
- Only leasehold (not full ownership)
- Often short-term use only (like hotel rooms)
- Full-time living might be prohibited unless specially approved
- Some foreigners register a local company (with foreign capital) to purchase property — but this process is complex and requires approval and a business plan
Climate Issues
While the Maldives is paradise, the humidity reaches 80%, requiring dehumidifiers.
Also, the sea isn’t always calm — May and October bring storms, so waterproofing in apartments is essential.
Transportation
Some beautiful islands can only be reached by boat.
One trip: $150–$500
Not a problem for the wealthy, but important to be aware of in advance.
Buyer Checklist
Luxury condos Maldives for sale are booming – don’t miss out. Here’s your checklist:
- Verify Foreign Ownership Certificate
- Check HOA/maintenance fees (typically from $200/month)
- Test noise levels (nearby mosques, airports, etc.)
Additional key points:
- Ensure the project is open to foreign investment (leasehold approved)
- Confirm ownership type (leasehold up to 99 years, not freehold)
- Ask if permanent living is allowed or just short-term stays
- Review developer & management company reputation, previous projects, partnerships, any global brands (e.g., Accor, Marriott)
- All contracts must be in English and legally certified
- Get full cost breakdown (price/sqm, extra fees, taxes, agent commissions)
- Check payment terms, installment options
- Decide ownership format (individual or company), and if business registration is needed
- Clarify visa/immigration policies
- Ensure rental income can be repatriated
- Hire a Maldivian legal expert to assist with the deal
ROI Calculator
$400K apartment = $2,800/month rental income = 8.4% annual return
Living in the Maldives full-year is a dream that’s within reach – no need to be a billionaire.
Myth: You can only buy a $5M villa
Truth: Apartments in Malé start at $250K – with returns comparable to Dubai
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